- Costs of railway activity are once again to rise. This time the reason is PLN 100 million of compulsory insurance for carriers - that is, the compulsion for each tracks user to buy a policy in case of causing the most expensive train crash on the continent - warns Jakub Majewski from Pro Kolej foundation. While there still lasts a discussion about reducing barriers for entrepreneurship and moving traffic from congested roads to the tracks, we can see raising another adjustment that will deteriorate the competitiveness of rail.